Direct lending to established local businesses with trustworthy owners has historically provided very attractive returns.

Featured Media Coverage

President Brendan Ross on
Small Business Lending &
Peer to Peer Investing

FINalternatives: Change In ‘Accredited Investor’ Definition Could Hurt Crowdfunding Space

“Change In ‘Accredited...

Forbes: Debt Crowdfunding Site Deal With Institutional Investor Portends Industry Growth

“Debt Crowdfunding Site Deal With...

Private Wealth Magazine: Banking On Small Business

“Banking On Small Business” by...

About Us

Direct Lending Investments is a private investment firm.  We are the General Partner of the Direct Lending Income Fund, LP.

Loaning money to established small businesses with trustworthy owners and a legitimate need for capital has historically provided very attractive returns.

We make this compelling, income-producing asset class available to investors.

Short-Term, High-Yield, Small Business Loan Fund

The Fund owns a diversified pool of high-yielding, 6-18 month business notes. The notes are purchased from a number of lenders including IOUCentral.com and QuarterSpot.  These lenders make loans to qualified, established businesses that fit our strict filtering criteria.

Our investment objective is to earn consistent cash income net of all expenses and fees that is significantly higher then other short-term, high-yield alternatives.

The Loans

Our average borrower has been in business for 10 years. We do not consider it appropriate to own ’small business loans’ made to startups. The businesses are a mix of doctors, restaurants, gas stations, convenience stores, and other traditional local businesses whose modest borrowing needs of $10,000-$200,000 put them below the threshold for traditional, bank-originated business loans.

The Direct Lending Income Fund buys and holds these notes, from which it expects to generate high monthly returns, strong portfolio cash flow, and low volatility.

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In the News

July 25, 2014 |

FINalternatives: Change In ‘Accredited Investor’ Definition Could Hurt Crowdfunding Space

“Change In ‘Accredited Investor’ Definition Could Hurt Crowdfunding Space” The Securities...

March 12, 2014 |

Forbes: Debt Crowdfunding Site Deal With Institutional Investor Portends Industry Growth

“Debt Crowdfunding Site Deal With Institutional Investor Portends Industry Growth” by Devin Thorpe...

March 7, 2014 |

Private Wealth Magazine: Banking On Small Business

“Banking On Small Business” by Michael S. Fischer, March/April 2014 issue Money manager Brendan Ross...

March 4, 2014 |

Yahoo! Finance: How Much Money Can My Business Borrow?

“How Much Money Can My Business Borrow?” by Gerri Detweiler, originally from Credit.com Perhaps your...

February 25, 2014 |

American Banker: P2P Lending: 2B or Not 2B?

P2P Lending: 2B or Not 2B? By Bonnie McGeer and Glen Fest Peer-to-peer lending is popping up a lot in banking...

February 10, 2014 |

San Diego Business Journal: P2P Lending Gaining Traction

“Peer-to-Peer Lending Gaining Traction Despite Interest Rates” by Mike Allen, San Diego Business...

Read More