Direct lending to established local businesses with trustworthy owners has historically provided very attractive returns.

Featured Media Coverage

President Brendan Ross on
Small Business Lending &
Peer to Peer Investing

Forbes: High Yield On Main Street: Investors Earn 12% Lending To Small Business, When Banks Won’t

By Laura Shin After graduating from Brown in...

Lend Academy: Bryce Mason of P2P-Picks Taking a Job at Direct Lending Investments

By Peter Renton Bryce Mason has broken plenty of...

Bloomberg Business: Peer-to-Peer in the OR

By Ben Steverman A year ago, Lesley Johnston...

About Us

Direct Lending Investments is a private investment firm.  We are the General Partner of the Direct Lending Income Fund, LP.

Loaning money to established small businesses with trustworthy owners and a legitimate need for capital has historically provided very attractive returns.

We make this compelling, income-producing asset class available to investors.

Short-Term, High-Yield, Small Business Loan Fund

The Fund owns a diversified pool of high-yielding, 6-18 month business notes. The notes are purchased from a number of lenders including IOUCentral.com and QuarterSpot.  These lenders make loans to qualified, established businesses that fit our strict filtering criteria.

Our investment objective is to earn consistent cash income net of all expenses and fees that is significantly higher than other short-term, high-yield alternatives.

The Loans

Our average borrower has been in business for 10 years. We do not consider it appropriate to own ’small business loans’ made to startups. The businesses are a mix of doctors, restaurants, gas stations, convenience stores, and other traditional local businesses whose modest borrowing needs of $10,000-$200,000 put them below the threshold for traditional, bank-originated business loans.

The Direct Lending Income Fund buys and holds these notes, from which it expects to generate high monthly returns, strong portfolio cash flow, and low volatility.

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In the News

June 17, 2015 |

Forbes: High Yield On Main Street: Investors Earn 12% Lending To Small Business, When Banks Won’t

By Laura Shin After graduating from Brown in 1995, Brendan Ross became a management consultant and then a...

June 8, 2015 |

Lend Academy: Bryce Mason of P2P-Picks Taking a Job at Direct Lending Investments

By Peter Renton Bryce Mason has broken plenty of new ground in this industry. He was the first Ph. D. level...

May 28, 2015 |

NerdWallet: Lending Club Business Loan Review: Low APR — If Your Credit Rocks

By Emily Starbuck Crone Small-business owners often need access to capital, but it can be a struggle to get...

May 25, 2015 |

Bankless Times: Banks should consider alt-fi lenders, Direct Lending Investments president says

One of the most interesting aspects of attending a conference like this week’s Fintech Global Expo in San Diego...

March 23, 2015 |

Bloomberg Business: Peer-to-Peer in the OR

By Ben Steverman A year ago, Lesley Johnston weighed 298 pounds. At 30, the Norman (Okla.) resident suffered from...

March 18, 2015 |

Financial Advisor IQ: Peer-to-Peer Lending: A Fad or the Future?

By Chris Latham Peer-to-peer lending may serve advisors’ clients on two fronts, experts say. Wealthy clients...

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