Direct lending to established local businesses with trustworthy owners has historically provided very attractive returns.

Featured Media Coverage

President Brendan Ross on
Small Business Lending &
Peer to Peer Investing

American Banker: Time to Align Incentives for Marketplace Lenders, Investors

By Brendan Ross After a period of rapid growth,...

Wall Street Journal: LendingClub to Cut 12% of Its Workforce, as Loan Volumes Fall

By Peter Rudegeair Online lender LendingClub...

American Banker: What To Make of Lending Club’s Latest Bad News Dump

By Kevin Wack That Lending Club’s battered...

About Us

Direct Lending Investments is an asset manager that finances non-bank lenders, with a focus on small-business loans.

Loaning money to established small businesses with trustworthy owners and a legitimate need for capital has historically provided very attractive returns.

We make this compelling, income-producing asset class available to investors.

Short-Term, High-Yield, Small Business Loans

The firm’s portfolios including diversified pools of high-yielding, 3-36 month business notes. The notes are purchased from a number of lenders including IOUCentral.com and QuarterSpot.  These lenders make loans to qualified, established businesses that fit our strict filtering criteria.

Our investment objective is to earn consistent cash income net of all expenses and fees that is significantly higher than other short-term, high-yield alternatives.

The Loans

Our average borrower has been in business for 10 years. We do not consider it appropriate to own ‘small business loans’ made to startups. The businesses are a mix of doctors, restaurants, gas stations, convenience stores, and other traditional local businesses whose modest borrowing needs of $10,000-$500,000 put them below the threshold for traditional, bank-originated business loans.

The firm buys and holds these notes, from which it expects to generate high monthly returns, strong portfolio cash flow, and low volatility.

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In the News

July 11, 2016 |

American Banker: Time to Align Incentives for Marketplace Lenders, Investors

By Brendan Ross After a period of rapid growth, the intense scrutiny now following marketplace lending was...

July 6, 2016 |

Wall Street Journal: LendingClub to Cut 12% of Its Workforce, as Loan Volumes Fall

By Peter Rudegeair Online lender LendingClub Corp. unveiled new responses to a slump in its business Tuesday,...

July 6, 2016 |

American Banker: What To Make of Lending Club’s Latest Bad News Dump

By Kevin Wack That Lending Club’s battered shares climbed on a day when the online lender reported a slew of...

May 11, 2016 |

Barron’s: Online Firms Say Lending Club Woes Will Lead to ‘Higher Bar’

By Amey Stone Lending Club (LC) shares continued their descent Wednesday. On Monday the online lender ousted its...

May 9, 2016 |

Bloomberg: Direct Lending’s Ross on LendingClub’s Loan Sale Abuse (Audio)

Pimm Fox, well known financial broadcaster and co-host of “Taking Stock” on Bloomberg Radio, spoke to...

January 26, 2016 |

CNBC: A new flavor of fixed income

Brendan Ross of Direct Lending Investments explains how he makes small business loans into an asset class, in this...

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