Direct lending to established local businesses with trustworthy owners has historically provided very attractive returns.
Direct Lending Investments is an asset manager that finances non-bank lenders, with a focus on small-business loans.
Loaning money to established small businesses with trustworthy owners and a legitimate need for capital has historically provided very attractive returns.
We make this compelling, income-producing asset class available to investors.
Short-Term, High-Yield, Small Business Loans
The firm’s portfolio includes diversified pools of high-yielding, 3- to 36-month business notes. The notes are purchased from a number of lenders including IOUCentral.com and QuarterSpot. These lenders make loans to qualified, established businesses that fit our strict filtering criteria.
Our investment objective is to earn consistent cash income net of all expenses and fees that is significantly higher than other short-term, high-yield alternatives.
Our average borrower has been in business for 10 years. We do not consider it appropriate to own ‘small business loans’ made to startups. The businesses are a mix of doctors, restaurants, gas stations, convenience stores, and other traditional local businesses whose modest borrowing needs of $10,000-$500,000 put them below the threshold for traditional, bank-originated business loans.
The firm buys and holds these notes, from which it expects to generate high monthly returns, strong portfolio cash flow, and low volatility.Read More
In the News
July 11, 2016 |
By Brendan Ross After a period of rapid growth, the intense scrutiny now following marketplace lending was...
July 6, 2016 |
By Peter Rudegeair Online lender LendingClub Corp. unveiled new responses to a slump in its business Tuesday,...
July 6, 2016 |
By Kevin Wack That Lending Club’s battered shares climbed on a day when the online lender reported a slew of...
May 11, 2016 |
By Amey Stone Lending Club (LC) shares continued their descent Wednesday. On Monday the online lender ousted its...
May 9, 2016 |
Pimm Fox, well known financial broadcaster and co-host of “Taking Stock” on Bloomberg Radio, spoke to...
January 26, 2016 |
Brendan Ross of Direct Lending Investments explains how he makes small business loans into an asset class, in this...